Edgepoint Edgepoint2

Making your money make money

Our investors have $9.5 billion† more than what they initially invested with us.

As at December 31, 2020. Net investor investments: $18.55 billion. Market value investments: $28.02 billion. 

How do we make you money?

  • We stick to our proven investment approach. A single, time-tested way of investing

  • We look for ideas – proprietary insights – about businesses we understand

  • We familiarize ourselves with company management because what kind of owner doesn’t know how their business is being run and by whom?

  • We look long term in contrast to other market participants with much shorter attention spans

  • We avoid market “noise” and flash-in-the-pan investment fads

  • We try not to do dumb things and appreciate that we have to be right more often than not

  • We hold a spotlight to our mistakes

Saving you money

We've saved our investors approximately $9.4 million* a year in fees versus our competitors.

Smaller management expense ratios (MERs) are a big deal. While fees are unavoidable, you need to pay attention to them because they eat away at your investment savings.

Say you invest $100,000 in a fund that grows at a rate of 10% compounded annually. Over the long term, a fee reduction of as little as 0.25% dramatically impacts your bottom line.

A chart illustrating the difference between compounding a $100,000 investment at 9.75% and 10% growth rates over 15 and 30 years.  Difference after 15 years: $14,016 Difference after 30 years: $115,134 

In fact, that 0.25% adds up to over $14,000 after 15 years. After 30 years, the potential savings amounts to more than the original investment itself.

Another point to remember is that just like taxes, MERs are calculated based on total assets and not as a fixed dollar amount. You pay more for an investment when it performs well. No matter what, fees matter.

How do we save you money?

  • With higher account minimums, we need less staff to service fewer advisors, investors and accounts

  • Our simple lineup means fewer transactions between funds, and zero new product launches, mergers or terminations to manage and pay for

  • We don’t offer the traditional deferred sales charge (DSC) purchase option because of the extensive administrative work it involves (DSC queries can comprise up to 60% of traditional call centre volumes). As a result, our back office isn’t inundated and we don’t field nearly as many calls

  • We have no marketing department and do no advertising. We won’t even print in colour because it’s more expensive than black and white

  • We save on mailing costs and help the environment in the process by doing as much as we can electronically

†As at December 31, 2020. Includes since inception total returns from all investments managed by EdgePoint net of fees and taxes charged directly to the respective portfolios. Excludes fees and taxes paid directly by investors.
*As at December 31, 2020.

Commissions, trailing commissions, management fees and expenses may all be associated with mutual fund investments. Please read the prospectus and Fund Facts before investing. Copies are available from your financial advisor or at www.edgepointwealth.com. Unless otherwise indicated, rates of return for periods greater than one year are historical annual compound total returns net of fees including changes in unit value and reinvestment of all distributions, and do not take into account any sales, redemption, distribution or optional charges, or income taxes payable by any securityholder, which would have reduced returns. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated. This is not an offer to purchase. Mutual funds can only be purchased through a registered dealer and are available only in those jurisdictions where they may be lawfully offered for sale. This document is not intended to provide legal, accounting, tax or specific investment advice. Information contained in this document was obtained from sources believed to be reliable; however, EdgePoint does not assume any responsibility for losses, whether direct, special or consequential, that arise out of the use of this information. Portfolio holdings are subject to change. EdgePoint mutual funds are managed by EdgePoint Investment Group Inc., a related party of EdgePoint Wealth Management Inc. EdgePoint® is a registered trademark of EdgePoint Investment Group Inc.